You only get to buy your first car once. But with so many options on the market, this exciting milestone can quickly feel a bit overwhelming. The key is to find something that fits your lifestyle, budget and driving experience. Consider these to make your search a bit easier.
A low insurance group
Insurance is one of the biggest costs for first-time drivers. Even if you’re older but taking out your first insurance policy as an account holder, premiums can be staggering. Choosing a car in a low insurance group is vital to keep the cost of your young driver insurance down.
Cars are categorised into insurance groups from 1 to 50, with 1 being the cheapest to insure. Many smaller models are known for being ‘insurance friendly’ such as the Volkswagen Polo, Ford Fiesta or Toyota Aygo. Small engines between 1.0 and 1.2 litres are a safe bet for keeping premiums down.
Don’t forget to check comparison websites to see how different cars affect your insurance quote before buying.
Affordable running costs
Your budget isn’t just about what you can afford upfront; it’s about what you can afford to keep your car running. Smaller cars with efficient engines will save you money on fuel, tax and maintenance.
Check the car’s miles-per-gallon (mpg) rating – 50 mpg or more is a good benchmark for affordability. Vehicles with lower emissions are also often cheaper to own because they cost less to tax.
A car with a reputation for strong fuel efficiency, like the Mazda 2 or Kia Picanto, is a great choice.
Reliability and safety
No one wants to be stranded on the side of the road, even more so if you’re new to driving. Reliability is key when choosing your first car.
Research models with a track record of dependability – Japanese brands like Honda, Hyundai and Toyota are often highly rated in this department. Look at owner reviews, forums and reliability surveys for real-world feedback.
If you’re buying used, make sure the car comes with a full service history and, ideally, a recent MOT.
The right size
Your first car needs to suit your everyday needs, whether that’s commuting to work, zipping around town or hauling sports gear.
For city driving, compact hatchbacks like the Hyundai i10 are easier to manoeuvre and park. But don’t go too small if you’ll need space for friends, pets or luggage. Test the boot space and back seat legroom to ensure the car fits your usual journeys.
If you’re thinking about future road trips or longer commutes, a slightly larger hatchback model like the Ford Fiesta or Renault Clio might strike the perfect balance.
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