It’s something that happens to everyone, but most of us cruise through life not really thinking about how different things will be as we age. You can still have a great quality of life even in your Golden Years, but it definitely takes a bit of forward planning. Here are my top 3 suggestions to think about as you age – or even well before you start feeling old!
1. Tick Off Your Travel Bucketlist
You can travel at any age, no doubt, but there are some things that you’ll quite simply prefer to do while you’re younger. I suggest looking through your travel bucket list and realistically seeing what you can handle doing when you’re a bit older, and things that are probably best done now while you’re a spring chicken. Things such as skydiving, bungy jumping, backpacking etc are probably better suited to someone who is more mobile and fit. As you get older, you might notice the type of travel you do changes – option for more tour buses and tours to help with the logistics of getting around.
2. Senior Care
Have you considered what kind of environment you want to live in when you’re older? The truth is retirement can be quite expensive and it’s something you absolutely have to plan for now. Making little changes now can make a big difference in terms of your financial security in future, allowing you to be more comfortable as you age and also affording you more options. You’ll need to think about what kind of care you would like, whether you think that you would prefer to move right into a retirement village, or perhaps you would prefer senior care in your home daily or weekly. Both of these options are a good way to have an assisted lifestyle, but they obviously have considerably different costs so it can be worthwhile considering what your preference is now. SpectrumHealthcare.com have a few options available so you can browse their website for a good idea of what options might be available to you in your area.
The process of retiring is multi-faceted. There are many things you need to consider, but most of them come back to money. How will you find the money you need? Where will you find it? One option is to apply for a reverse mortgage on your home. When you do, the lender will access an online reverse-mortgages calculator tool. Plugging facts about your residence into the reverse mortgage calculator is the only way to know how much it is worth. It is also the only way to know how much of that value is available through a reverse mortgage. Those two figures will always be different due to federal laws. Once you know what you can borrow, you can go ahead and borrow it. You can also be secure in the knowledge that you are allowed to keep owning and living in your home for years without the need to return what you borrowed right away.
3. Your Teeth
While it’s important to take care of all of your body, your teeth are something that needs regular check-ups and often requires a decent amount of work to keep them in tip-top shape as you age. Sometimes it can be a good idea to look at investing in veneers if the quality of your teeth is declining and you’re eligible for them. Veneers can be used for both cosmetic reasons, to improve the overall look of your smile, but also can be used when a tooth is comprised and runs a decent risk of becoming infected. The truth is a white, bright smile is something that gives us a lot of confidence and doesn’t need to be reserved for only those of us who are youthful. Investing in your teeth is a great way to invest in your health, but also your confidence. A healthy, beautiful smile can even make you look younger! Check out DiscoverDentalHouston.com for some great options and price points.
Have you started thinking about how you’ll manage things as you age? Spending a little time now will save you a lot of stress in future.
